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Many consumers have a bit of confusion when it comes to distinguishing a secured credit card from an unsecured credit card. They both carry a brand logo from one of the major credit card companies and they both can be used anywhere that major credit cards are accepted. It is the behind the scene financial activity that determines the difference between a secured and an unsecured credit card. A secured credit card is a guaranteed VISA or MasterCard that has been secured by a deposit to the issuer's bank. Generally, you must deposit an amount, ranging from $300 to $5000, in a low-interest saving account or CD to secure the credit card. You then receive a credit line for up to 100 percent of your account balance. Each creditor has its own requirements for how much you can deposit for your credit line. The creditor issues you a credit">http://www.easy-approval-credit-cards.com">credit card by using your deposit as security. On the other hand, an unsecured credit cards offer just that -credit. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you borrowed or "charged" each month, or carry over to the next month (revolve) a certain amount that was borrowed and you are assessed an interest charge. You are then responsible to pay the interest charge as well. Credit cards carry a brand logo (e.g., Visa, MasterCard, American Express, etc.) and are accepted by participating merchants. When you use your credit card, the transaction requires a signature. More details about secured and unsecured credit cards can be found at www.easy-approval-credit-cards.com">http://www.easy-approval-credit-cards.com">www.easy-approval-credit-cards.com Determining what type of credit card is best for you will depend on your personal budgeting and spending habits as well as the status of your credit score. People with low credit scores usually have a better chance at obtaining a secured credit card over an unsecured credit card. ------------------------- About The Author
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PORTLAND, Ore. -- Oregon's attorney general warned shoppers Monday that they need to use it or lose it if they have a gift card from KB Toys stores. KB Toys is liquidating all of its stores under the supervision of the U.S. Bankruptcy Court in ...
Read moreAll KB Toys Gift Cards To Expire Jan. 11 - kptv.com
New PayByCash Card™ opens global customer base for small and large merchants alike. Charlottesville, Va (December 31, 2008) – PayByCash®, a subsidiary of PlaySpan, Inc., has developed a revolutionary way for Internet merchants to accept ...
Read morePayByCash® Card Revolutionizes Alternate Payment Process For Web ... - WebWire
New Orleanians who want to pay their property taxes online with a credit card need to be prepared to cough up a convenience fee to cover the cost of processing the transaction. At 2.46 percent of the bill, the fee can be pretty steep. The owner of a ...
Read morePercentage fee to charge property tax causes stir - New Orleans Times-Picayune
CHARLESTON, W.Va.— A judge has approved $3.9 million in payments to attorneys as part of West Virginia's settlement with two credit card companies. The state Attorney General's Office last January announced a $12 million settlement of a lawsuit it ...
Read moreW.Va. judge OKs attorney fees in credit card suit - Boston Globe
ABC Credit Card Company Ltd. customers are urging the Central Bank (CB) to look at the company's finances after suspecting it too is another Golden Key fiasco waiting to happen. Customers fears have been further exacerbated by the fact that ABC ...
Read moreABC Credit Card Co. also facing a crisis - Sri Lanka Sunday Times
Anyone with a new-generation credit card embedded with an electronic chip will find it quicker to board a Utah Transit Authority train or bus in the new year. UTA's new technology to scan contact-free credit cards lets riders tap on and off for a ...
Read moreUtah Transit starts quick-pay system - Salt Lake Tribune
Single game and season ticket price columns do not include a mandatory $1 Bradley Center handling fee. Plan price totals and savings include a mandatory $1 Bradley Center handling fee and an additional 5% early purchase discount for purchases prior ...
Read moreSpecial Discount Offers Buy One, Get One Free Center Court Premium ... - NBA
LAKE PLACID — New parking meters are slated to be unbagged here Monday. They have been wrapped in "Happy Holiday" covers, which were originally slated to come off Dec. 26. But a wiring glitch gave busy Main Street visitors free parking for an extra ...
Read moreLake Placid parking meters to go online - Press Republican
The 72nd annual Reformer Christmas Stocking reached its goal of $90,000 on Tuesday. All donations purchase warm outerwear for children through age 15. All contributions will be listed daily in the Reformer as requested by the donor for a few more ...
Read moreReformer Christmas Stocking - Brattleboro Reformer
From March, any replacement cards issued by the bank will come embedded with NFC (near field communications) chips, enabling users to pay for goods under £10 by swiping their card over a reader, without the need to enter a PIN. In addition, all new ...
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