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Credit Card Article
----------------------------------------------------------------- About the Author None
Credit cards - The top 3 things you need to know
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Today there are so many different credit cards available, student
prepaid, low interest cards etc. that it has becomes a real
hassle to find the right one that will suit your needs.
This is the reason why we at online-creditcheck provide you
with necessary information which can help you in choosing the
right credit card for you. The good thing about this information
is that it is all free of charge.
We have created a list of 10 things you need to have a look at
before you decide to apply for that credit card
1) **Annual Percentage Rate - APR**
Many credit card companies give you an intro apr rate that will
be lower then your regular apr rate. Keep in mind when this
introduction apr rate will expire and use it to your advantage
0% Intro APR Credit Cards, will give you the opportunity to
purchase goods/a service without paying any interest on your
principal spend. Such cards are usually for people with a good
credit history
2) **Credit Card VS Debit Card (prepaid credit card)**
Although a Prepaid Credit Card, has the same look and feel of a
regular Credit Card, those two are not the same.
A Prepaid Credit Card, is in fact a Debit Card, and is usually
linked to a personal bank account. Other options are that you
need to load funds onto your debit card account first. This is
the reason why a debit card can only be used for a purchase that
your balance can cover.
A prepaid Credit card, are usually for people with a bad credit
history or for people who are unemployed.
3) **Credit Card Tips**
- Sign new credit cards as soon as you receive them
- Destroy old cards when they aren't necessary anymore
- Never fax your credit card number
- Be careful when supplying your credit card number by phone
- Pay your credit bills on time to maintain/create good credit
- Pay of your balance as much as possible
- If possible select a credit card with no annual fee
- Review your credit history on a regular basis
Keep the above simple things in mind when selecting a credit card
and you will find the right one that will suit your needs.
I would like to thank you for reading this article,
Sincerely,
Karin Loftist
http://www.online-creditcheck.com
Credit Card News
Credit Card
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Read moreHow long will it take you to pay off your credit card? - Daily Telegraph
LEXINGTON, Ky. (AP) - Six top officials at the Blue Grass Airport will no longer have credit cards issued by the board after it was revealed that three employees racked up $4,500 in charges at a Texas strip club. Board chairman Bernard Lovely told ...
Read moreKy. airport officials lose credit card privileges - 14 WFIE
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Read moreWill credit unions survive? - Independent
To speed onboard ticket sales, Amtrak is planning to buy 2,000 credit-card readers for conductors to use to sell tickets. Amtrak still will require most passengers to have a ticket before boarding a train, if ticket windows are open or ticket ...
Read moreAmtrak plans onboard credit sales - Philadelphia Inquirer
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Read moreLocal credit scores sliding - Cincinnati.com
PETALING JAYA: The National Consumer Complaints Centre (NCCC) is proposing that consumers using credit cards to pay for petrol at the pumps be required to key in a personal identification number (PIN) or password. “There should be more efforts to ...
Read moreCredit cards at the pumps: Use PINs or passwords - star.com.my
Starting next month, anyone paying parking tickets, inspection fees or other Hamilton County transactions online with a credit card will be charged a minimum $2 fee. Whenever someone uses a credit card now, the credit card company charges a ...
Read more
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